No one wants to take the rap for someone else’s mistake. That’s why unlike other insurers, you won’t lose any of your earned No Claim Discount where it’s not your fault.
With comprehensive cover as standard. Excess applies.
Motor insurance that works for you
Having insurance is a legal requirement, but it’s not one size fits all.
We work hard to provide cover that does the best job of financially protecting you against damage or injury caused by an accident.

Car insurance provides financial protection in the event of an incident which causes damage to your vehicle. Depending on the level of insurance, it may cover the cost if your car is vandalized or stolen.

Many factors are considered when you apply for insurance, including the make and model of your car, your age, where you keep it and whether you have any motoring convictions.

Why do I need car insurance?

Car insurance is required by law, unless you have registered your vehicle as being off the road.

The minimum level of insurance is third party only, which provides cover if you injure other drivers, passengers or pedestrians, or cause damage to someone else’s property. Comprehensive cover provides further financial protection in case your car is damaged or stolen.

What types of car insurance are available?

You have three types of car insurance to choose from – third party, third party, fire and theft, and comprehensive.

  • Third party is the minimum cover required by law. It provides cover for injury to others or damage caused to their vehicle or property, but does not provide cover for damage to your vehicle.
  • Third party, fire and theft provides the same cover as third party, while also providing cover in the event of your car being stolen or damaged by fire.
  • Comprehensive is the highest level of insurance available. Cover is provided for injuries to others, theft, vandalism or accidental damage to your car.

To find out more you can read our article on the different types of car insurance or else you can compare our levels of cover.


We offer extensive Motor insurance at very competitive prices.

We Cover:

  • Cars
  • ban2Vans
  • Commercial Vehicles
  • Taxi’s private/public
  • Minibuses
  • Multi purpose vehicels
  • Buses/Coaches
  • Self Drive hire
  • Family Fleet
  • Taxi Fleet
  • Motor Bikes